One app for
Single account for all your payments. Move money across Europe effortlessly with 50+ payment methods.
Sent to Maria
€ 250.00
Delivered instantly
Exchange rate
1 EUR = 0.86 GBP
Best rate guaranteed
Good morning
Alex Johnson
Total Balance
€ 4,280.50
↑ +2.4% this week
Add
Send
Exchange
Recent
Netflix
-€15.99
Transfer
+€200.00
Amazon
-€43.20
All in one place
Everything you need to manage your money — add, send, and exchange in seconds.
Add money effortlessly
Easily top up your Moni account using your preferred payment method.
Choose your preferred payment method
Enter the amount you want to add
Confirm the transaction instantly
Action
Add Money
Amount
€ 500
Visa
Mastercard
Bank Transfer
PayPal
Transaction complete
Processed in under 2 seconds
25+ countries
Connected across Europe
25+
Countries
50+
Methods
<2s
Transfer
Simple, fast & safe
Join over 1 million users who trust Moni for their everyday financial needs.
Send money anywhere in the EU
Effortlessly move your money across 25+ European countries.
Add or send in a few taps
Intuitive app design means any transaction takes just seconds.
50+ payment methods
Cards, bank transfers, e-wallets — whatever you prefer, we support it.
Fast and safe transactions
Bank-grade security with real-time transaction monitoring.
Your go-to for every purchase
Contactless payments? Sure. Spending limits? Check. Card freezing? Also check. The Moni Card puts you in full control.
Contactless payments
Tap to pay anywhere Mastercard is accepted.
Spending limits
Set daily and monthly limits to stay in control.
Instant card freeze
Freeze or unfreeze your card in one tap.
Real-time notifications
Get instant alerts for every transaction.
Click the card to flip it
Convert fiat cash easily
Access live exchange rates and convert between 40+ currencies instantly. No hidden fees, no surprises.
Live market rates
Always-updated rates from global FX markets
Zero hidden fees
What you see is exactly what you get
Instant conversion
Swap in under 2 seconds, any time
Secure & regulated
Licensed by FCA & Central Bank of Cyprus
Exchange
Live ratesFrom
EUR
Euro
To
GBP
Pound Sterling
862.00
Exchange Rate
1 EUR = 0.8620 GBP
Trusted by 1 million+ users
Real stories from real customers across Europe
4.8
App Store
4.7
Google Play
Excellent
Trustpilot
Recommended
Very happy with the app. Does what it says, simple payments and transactions. Quick account verification and withdrawals. 24/7 support available.
Vamsi K.
Awesome app very user friendly
Would highly recommend Moni to my friends. The interface is incredibly clean and everything just works. Makes managing money across Europe so easy.
Leonie A.
The best payment solution for German customers
I've been a Moni user for a few years! The support was always great and I'm always able to make my payments to the websites I want with no problem.
Karl R.
1M+
Happy users
25+
Countries
50+
Payment methods
€2B+
Processed
1 million users,
plus you.
It only takes a few seconds to get started. Join over a million people who trust Moni for their everyday financial needs.