Moni was born from a simple frustration: moving money across Europe was too slow, too expensive, and too complicated. We set out to fix that — and haven't stopped since.
2019
Founded
1M+
Users
25+
Countries
€2B+
Processed
Our Mission
— Sarah Chen, CEO & Co-Founder
The principles that guide every decision we make
We believe you deserve to know every fee, every rate, every policy — always.
We obsess over milliseconds. Fast payments aren't a feature, they're the expectation.
Money shouldn't be complicated. We build for everyone, not just the wealthy.
Your money is protected with bank-grade encryption and real-time fraud detection.
From an idea to 1 million users
Founded
Moni was founded in London with a mission to make money movement simple for everyone in Europe.
FCA Authorised
Received e-money licence from the Financial Conduct Authority — a major trust milestone.
100K Users
Hit 100,000 registered users and launched the Moni physical card.
Expanded to EU
Opened operations across 15 EU countries and received Cyprus Central Bank authorisation.
500K Users
Half a million users and the launch of currency exchange with 40+ pairs.
Business Launch
Launched Moni Business with invoicing, team cards, and payroll features.
1M Users
Crossed 1 million active users. Named in FT 1000 Europe's fastest growing companies.
Today
Continuing to build the most trusted payment platform in Europe.
The people building the future of European finance
Sarah Chen
CEO & Co-Founder
Marco Reyes
CTO & Co-Founder
Amira Hassan
Chief Product Officer
David Kowalski
Chief Financial Officer
Fatima Ali
VP Engineering
Luca Bianchi
VP Design
As seen in
We're always looking for partners, investors, and talented people who share our vision.